This app notifies and records all the incoming and outgoing payments generating mini cash flow statements. The app was generated from Safaricom and has been said to have many advantages as it also gives users the option of saving the statements in phone memory or move them to the mail. In short, for those people who use M-Pesa for almost everything then this would be the ideal application to have. It is available on Google play and their website pesadroid.com.

2. Money Lover app

You know the problems that could come up when you try bringing up debt to someone who owes you money? Well, whether it is splitting money or you just need to remind someone that they owe you money then this app has your back. Payfriendz is a great solution to this problem, as you can use the app to send someone cash or request someone to pay you with a click of a button.

4. Mint

An app that can create a budget for you is perhaps exactly what you need—that is exactly what Mint can do for you. A budget that suits your income obviously based on the financial data you usually have. It also helps you with financial advice, like how you could spend your money and rates your spending by giving you a credit score as you also get to know the overall condition of your finances. Once you connect this app to your bank you literally get a better financial system and more savings.